swarancare.com

Swaran Care - The Ultimate Insurance Advisory Experience
4.9 / 5.0
30,000+ ratings on Google

The Ultimate
Insurance Buying
Experience.

Get unbiased, spam-free guidance from IRDAI-certified advisors. No pushy sales calls, no hidden clauses — just clear answers tailored to your family.

30-Min Free 1-on-1 Advisory
Strict Zero-Spam Promise
End-to-End Claim Support Desk
100% Impartial Policy Compare
No credit card required
Swaran Care Guarantee

Claim Support Desk

24x7 Assistance
Claim Settled 28 mins ago

Max Healthcare, New Delhi

₹4,85,000 100% Cashless

Matched with Senior IRDAI Advisor

Free 30-min strategy & complete policy audit

Authorized Partners:

HDFC ERGO Care Health Star Health Niva Bupa ICICI Lombard Tata AIG HDFC Life HDFC ERGO Care Health Star Health Niva Bupa ICICI Lombard Tata AIG HDFC Life

Swaran Care Offers

Personalized Advice on

Term Life Insurance

Your family gets ₹1 crore or more in the event of your passing. Talk to an advisor now to understand, compare and finalize a policy that best suits your needs

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Health Insurance

Your medical bills will be covered if you are hospitalized. Talk to an advisor now to explore, compare, and select a plan that best meets your health needs

Chat with us on WhatsApp

The Swaran Care
Experience

Hey, can you help me find a good term insurance?
Certainly! Let's find a plan that best suits your needs.
Great!
First, can you help me with your age?
01

Get Expert Guidance

Talk to IRDAI certified experts instead of pushy salesmen, with a guaranteed no-spam policy.

Chat with us on WhatsApp
30-Min consultation
Zero Cost
Zero Spam

02

End-to-End Assistance

Get complete handholding from Swaran Care — from the moment you book a call to the moment you receive your policy.

Understand insurance basics

Compare policy options

Clarify coverage details

Finalize the right policy

Fill application with advisor


03

Lifetime Claim Support

With Swaran Care's expert claims team at your disposal 24/7, you and your family will always receive the support you deserve.

For a long time, one item on our to-do list was to build an insurance platform free of conflicts, mis-selling, spam, & most importantly, advisors to handhold people through the purchase journey. And then Swaran Care happened.

Ricky Grewal Avatar

Ricky Grewal

Founder, Swaran Care

Swarancare – Best Insurance for NRIs
Insurance Advisory & Claims Support
SwaranCare

Let's find you the Best Insurance

10+ Top Insurers in Punjab
98.4% Claim Success Rate
Lowest Price Health Insurance
Upto 15% off Term Life Insurance
Lowest Price Car Insurance
Upto 25% Off Family Health Cover
Premium Waiver Child Savings Plans
Upto 10% off Travel Insurance
Retirement Plans
Child Savings Plans
Investment Plans

Instant Quote

Takes less than 30 seconds • No Spam Call Guarantee

Or direct connect with SwaranCare:

Home Insurance

₹50 Lakh Cover starting at ₹80/month*

SwaranCare Chat Advisor

Got a question? Connect directly with local expert

Investment Plans

Guaranteed Return Tax-Saving Plans

Popular Insurance Calculators

Discover our user-friendly calculators tailored to help you make informed financial decisions.

SwaranCare Advantage

When you buy insurance from us, you get hassle-free claim settlement and 24/7 personal guidance.

Best Prices

Guaranteed cost savings

Unbiased Advice

Keeping customers first

100% Reliable

IRDAI Partner Insurers

Claims Support

Made stress-free in Ludhiana

Happy to Help

Every day of the week

Swarancare – Best Insurance for NRIs • 51+ insurers • Quick, easy & hassle free
Our Core Advantages
A curated journey through complete health & timeless protection.

Unbiased guidance, verified policy claim assistance, and transparent insurance advisory designed for every family in Punjab.

01
🤝

Trusted Company

Over 10 years of verified advisory in the Punjab insurance market, partnering exclusively with top IRDAI-regulated insurers.

02
💵

Anytime Money Back

100% transparency guaranteed. Not satisfied within the free-look cancellation window? We personally process full premium refunds.

03
🎯

Always Plan Flexibly

Customize Health, Term Life, and Motor portfolios according to your growing family needs with zero hidden charges.

04
🎧

24/7 Fast Support

Emergencies don't wait. Our dedicated WhatsApp and phone helpline is active 24/7 for instant cashless hospital approvals and claims.

Why Choose Us
What makes SwaranCare one of Punjab’s trusted places to secure your future?

Unbiased comparisons, 100% claim assurance, and direct ground-level assistance for families across Punjab and North India.

🎉

15,000+ Families

Trust our guidance across Punjab & North India for comprehensive medical and family asset protection.

🏷️

Best Value Rates

Direct policy quotes with zero hidden advisor commissions and maximum applicable NCB savings.

🔍

Top IRDAI Insurers

Partnered under one roof for completely unbiased, transparent side-by-side policy comparisons.

🛡️

Claim Desk Support

Direct cashless pre-auth assistance across 10,000+ network hospitals when your family needs it most.

Direct Advisory Desk

Frequently Asked Questions

Transparent answers about policy comparisons, waiting periods, room-rent limits, and hospital cashless approvals in Punjab.

We offer certified plans from India’s top IRDAI-regulated insurers, including Health & Mediclaim Cover, 1 Crore Super Health Shields, Pure Term Life Insurance, Zero-Depreciation Car & Fleet Cover, and Guaranteed Return Savings Plans.
During hospitalizations, you do not have to chase helpline queues. Our local desk directly coordinates with hospital billing counters, TPAs, and surveyor desks across leading network hospitals (including DMC, CMC, Fortis, and Apollo clinics) to ensure approvals under 30 minutes without documentation delays.
Yes. We shortlist specialized health plans that offer reduced pre-existing waiting periods (from 1 year or Day 1 with medical riders) rather than standard 3–4 year lock-ins, ensuring immediate safety for senior parents and families.
No. Our comprehensive policy audit, portfolio comparisons, and ongoing claim guidance are 100% free of charge. You only pay the official, regulated premium directly to the selected insurer.
A Zero-Dep policy guarantees 100% reimbursement for plastic, rubber, fiber, and glass replacement parts without deducting wear-and-tear value, paired with Engine Protector and 24x7 Roadside Assistance riders across Punjab highways.
Real Human Support

Still have questions or need personalized policy audit?

Directly message our senior advisory team in Ludhiana on WhatsApp.

Chat on WhatsApp →
💬 We Are Here To Help

Have a Question?
Clear Every Doubt Instantly.

No confusing call menus or automated bot loops. Connect with our dedicated advisory desk in Punjab for instant policy clarity, claim help, or cashless approvals.

?
Confused about terms?
Ask Our Claim Experts
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Quick Response
Under 15 Minutes
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